Saturday, 9 August 2014

Nepal Hikes Insurance for Sherpas after Mount Everest Ice Avalanche
Foreign mountaineers will have to spend more for the insurance cover of their Sherpa guides to climb any Himalayan peak in Nepal including Mount Everest.

Wedged between India and China, Nepal is home to more than 1,300 Himalayan peaks - 414 of them, including Mount Everest, are open to foreign climbers who turn up in the hundreds every year.

An ice avalanche on Mount Everest in April killed 16 Sherpa guides in the biggest disaster in the history of the world's tallest mountain, highlighting concerns that the Sherpas were paid too little compared to the risks they take in guiding their clients on the dangerous slopes of Mount Everest.

Dipendra Paudel, a Tourism Ministry official, said the insurance cover for the guides would be raised to US$15,000 (S$18,773) from US$10,000. Medical insurance for each guide has also been increased to US$4,000 from US$3,000.

Sunday, 29 June 2014

Access of Insurance, Fixed Deposits of banks, Mutual Funds, Stocks and Products Details
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Indian investors will soon be able to access complete details of their investments in mutual funds, fixed deposits of banks, insurance and stocks products in a single de-materialized account with financial sector regulators starting the project that aims to capture the financial history.

Financial Stability and Development Council, a forum of regulators monitoring financial stability and inter-regulatory co-ordination, headed by the Reserve Bank of India Governor, has been working on this initiative after Former Finance Minister announced a single account for all financial investments in the interim budget.

Much work has been done and to start with investors will have the option to access details of their investments in bank fixed deposits, mutual funds, insurance stock products with plans to incorporate details relating to pension funds and public provident fund later. Regulators are seeking legal opinion on the Depositories Act on whether there is a need to clarify the definition of securities so that it would cover other financial instruments.

"This provision in 1995 had anticipated depository services in respect of financial instruments which may not be securities under the Securities Contracts (Regulations) Act, 1956. In exercise of this power, Sebi has specified certain instruments such as KVP (Kisan Vikas Patra) as security eligible for depository services.

Saturday, 28 June 2014

United Healthcare plans to sell federally subsidized health insurance in North Carolina
United Healthcare announce a plans to sell federally subsidized health insurance in North Carolina.

The news and observer reports the health insurer notified the North Carolina Department of Insurance that it intends to sell subsidized coverage in the state under the Affordable Care Act. It filed its plans just days ahead of a Friday deadline for insurers to submit plans for federal certification.

Blue Cross is one of just two insurers in North Carolina that offer subsidized policies this year. The other is Coventry Health Care of the Carolinas. Both have notified state insurance officials that they plan to participate in the federal insurance exchange in 2015.

According to the reports of Kaiser Family Foundation, United Healthcare currently offers subsidized individual policies in only four states.

Insurance Quotes - Now Offers Life Insurance Prices to Public Online
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Prices of Insurance Industry is the method used by most consumers when comparing costs between companies. Companies are is now announcing updates to its insurance quotes website this year that now help consumers to find life insurance prices.

The exact prices that are now available for review are calculated in real time without any entry of medical or family health history data. A zip code format to help keep the system private is now implemented and rates are now generalized at the county level. Adults who are seeking ways to review whole, term, guaranteed or other forms of life coverage will get the most benefits using our price delivery system.

The  price of life insurance nationwide tool that is now active also has the capability to produce customized costs. Because a one-size fits all insurance approach is not practical for adults, policy declarations can be changed and then quoted to achieve a more accurate price delivery. The exact rates that the public finds while using our tool come from trusted companies that specialize in the most common forms of insurance protection in the United States.

Companies have achieved success with its quotations center this year and is now including more automotive industry partners. The regular insurer plans and auto repair insurance plans that are quoted can be equally explored at their websites.

Friday, 27 June 2014

Saskatchewan Government Insurance’s (SGI) Rate Increase - Car Insurance
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The Provincial Government has approved a 4.4% overall increase to Saskatchewan Government Insurance’s (SGI) Auto Fund vehicle rates, effective August 31.

The government also approved rate re-balancing (now including motorcycles), in efforts to equalize rates and make things fairer for everyone. Bright side: 17% of vehicle owners will see a decrease in their rates and 1% will see no change. For the 82% majority, though, rates will increase an average of $44 per year. To limit the shock, increases have been capped, as per a Saskatchewan Rate Review Panel recommendation earlier this month.

Vehicles with annual rates over $1,000 will see a maximum increase of 10%. For vehicles with rates under $1,000, caps will range from $17 to $100. If you are one of the many behind the wheel of a 1996 Cavalier, your increase will maximum out at $27 and you might even see a decrease. If you drive a Ford pickup truck you are just to see a $116 increase as a $137 decrease.

In either case, you can thank all the drivers who share your taste in cars: Rates are determined based on claims made for specific vehicle models. Those plain-jane F150 drivers might have been texting a little too much  a higher rate of accidents is what’s costing them more across the board.

Between recent increases from Sask Energy (8% July 1), SaskPower (10.5% over two years), water/sewage (8%), property taxes (5.88%) and rent (4.1% from October 2012 to 2013), it’s not cheap to live in Regina. The SGI rate hike is just another example of that.

Even still, “Saskatchewan’s auto insurance rates will continue to be among the lowest in Canada,” said Don Mc Morris, minister responsible for SGI. Granted, a 4.4% increase is lower than what was asked by the Saskatchewan Auto Fund (5.2%) during the SRRP.

If you want your registration to cost less, you drive a clunker most vehicles 1995 or older cost less than $1,000 to register. Or take the bus then you would not even have to register a vehicle.

Friday, 9 May 2014

Best about Cheap Auto Insurance

Auto Insurance Policy Tips and Save 75% on Quotes.
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Lets check out the simple steps that we may follow while buying cheap auto insurance:

Decide what coverages you need think over and buy the coverages which you think are important. And the importance greatly depends on your situation and preferences. For example, if you drive a less expensive car, then you can exclude the comprehensive and the collision coverage because these will pay for the damages of your inexpensive car. You could buy only the Liability and the Personal Injury Protection coverages.

Again, you can also go for a lower liability coverage if you are a confident driver. In that case you can buy the minimum amount of liability coverage required by your state law. But it is advised not to keep it so low if you have other assets such as home or business because if the damages in an accident exceeds your liability coverage, you could have to lose those assets to pay for that.

Shop around and compare different companies This will let you know the rates of and the benefits provided by different companies. Getting a lower rate is not the only important thing. Services provided by the insurers do matter a lot. Get Free Auto Insurance quotes by completing our short form above. Compare all the Auto Insurance rates from the top Auto Insurance companies.

Choice of deductible for your Auto Insurance Policy: A deductible is the amount that you must pay for a part of your losses before your insurer pays for the rest. If you choose to pay a higher deductible, your premium amount will be low. You have to pay the deductible amount out of your own pocket if you have an accident. If you drive cautiously and are not likely to have accident, you should choose to pay a higher deductible because the chances of accident are less.

Give correct information :When you apply for auto insurance, the insurance company officials may ask certain questions. Answer all the questions truthfully.

Check out the Financial strength and Complaint index of the company :The financial strength of a company indicates whether it would be able to satisfy your claims on time. It gives you an insight of the financial stability of a company. One can find out the financial strength of a company from an independent rating organization. Such independent rating organizations can also tell whether the company is licensed or not. Buy only from licensed companies.

Research Discounts- Cars with safety and anti-theft devices cost less to insure. You can also knock off a few bucks if you insure your car and home with the same company. People who abstain from alcohol, get good grades in school or take a driver education course are also rewarded with lower premiums.

The complaint index is based upon the number of complaints against the company. It gives an idea of the quality of customer service provided by the company. You can know about the complaint index of any auto insurance company by calling the State's Auto Insurance Department.

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Tuesday, 15 April 2014

Life Insurance
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Life insurance may be one of the most important purchases you’ll ever make. Find out how much you need, and how your family will benefit.

Life insurance is a simple answer to a very difficult question:
How will my family manage financially when I die?

It’s a subject no one really wants to think about. But if someone depends on you financially, it’s one you cannot avoid. In the event of a tragedy, life insurance proceeds can:

Pay for funeral costs
Help pay the bills and meet ongoing living expenses
Pay off outstanding debt, including credit cards and the mortgage
Continue a family business
Finance future needs like your children’s education
Protect a spouse’s retirement plans

In this section, you’ll find information and interactive tools to help you get a sense of how much and what kind to buy, plus information about how different life events—such as having children or buying a home—can affect your insurance needs.

If you’re ready to consider purchasing, there’s advice for finding and working with an agent, and an agent locator search engine to help you find a qualified insurance professional in your area.

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